According to RIA Novosti, a special service for assessing the quality and driving style of a car should be expected to earn by 2021. According to the press service of the NTI (National Technological Initiative) Avtonet, the service is created to collect statistics on all the events that are associated with the participation of the car on the road:
- traffic accidents;
- violation of DD rules;
- call auxiliary services (technical assistance, rescuers, tow truck).
It is also planned to keep an analytical record of data on the quality of driving cars. They will be removed from the built-in telematics devices of machines (tachometers, ERA-GLONASS sensors) by license plate number or VIN, and information from the traffic police database will also be used.
Why is this needed?
With the new service, insurance companies get more opportunities to work with clients-motorists. They will be able to divide all drivers into several categories according to risk groups.
How many of them will be and what criteria will be applied to assign a road user to a particular group is still unknown. But it is clear that the cost of insurance policies for different categories of drivers will directly depend on the quality of driving.
According to the representative of the NTI Avtonet working group, Yaroslav Fedoseyev, the new service will provide an opportunity to immediately transfer the collected analytical data on driving style to insurance companies. Thus, the price of compulsory motor third-party liability insurance and hull insurance will be calculated individually for each vehicle, taking into account its technical condition (the call for technical assistance on the road is also recorded), the number of traffic violations and other factors, including driver responsibility.
What will this give drivers?
Besides the fact that the new service, which brings together all the information about the driver and his vehicle, disciplines road users, it will reduce the cost of insurance premiums for those who always drive according to the rules.
The news has only appeared in news sources, but has already collected indifferent comments. So, readers propose to extend justice not only to the financial side related to the payment of insurance, but also to introduce a clause on the obligatory payment by the scouts of the cost of treatment and rehabilitation of victims of their actions. In general, the innovation is accepted positively. I wonder how it will be implemented in 2021?
